IRFC or Indian Railways Finance Corporation is the backbone of the Indian Railways. The main aim of this organization is to raise funds for the Indian Railways. With the financial year 2024 coming to an end soon. People are eagerly waiting for the announcement of the budget for the new financial year. Various reports are claiming that the Union Budget for the financial year 2025-26 is going to help in getting a gain in the share price of Indian Railways Finance Corporation. Furthermore, Through this blog, we are going to help you learn about the IRFC share and take a detailed look at the growth of the IRFC and the IRFC Share Price Target 2025 to 2030.
Overview | IRFC Share
IRFC or Indian Railways Finance Corporation is a PSU (public sector undertaking) in which, more than 51% of the share is owned by the Indian Government. It was founded on 12th December 1986. The first public offering for the IRFC was launched on 18 January 2021. Further, it was listed on the National Stock Exchange and was listed on the Bombay Stock Exchange on 29 January 2021. The majority of stocks are owned by The Government of India and the administrative control here is handled by the Ministry Of Railways.
| Company Type | Public |
| Traded as | NSE: IRFC BSE: 543257 |
| ISIN | INE053F01010 |
| Industry | Financial Services |
| Founded | 12 December, 1986 |
| Headquarters | New Delhi, India |
| Key people | Manoj Kumar Dubey (Chairman & MD) |
| Services | Leasing Lending Borrowing |
| Revenue | ₹26,644 Crore (US$3.1 billion) (2023-24) |
| Operating income | ₹26,519 Crore (US$3.1 billion) (2023-24) |
| Net income | ₹6,412 Crore (US$740 million) (2023-24) |
| Total assets | ₹464,641 Crore (US$54 billion) (2023-24) |
| Total equity | ₹49,178 Crore (US$5.7 billion) (2023-24) |
| Owner | Government of India |
Financial Growth Of IRFC
It is seen that IRFC has got a giant leap of financial growth in recent years. Here are some of the reasons for the exponential growth of Indian Railways Financial Corporation:
- Growth In Revenue: The first pointer that shows the growth of IRFC is the growth in its revenue. According to various reports, the company has seen an expected 15% compound annual growth rate. And this has been consistent for the last 5 years.
- Good Profitability: Another point is that the company has been profitable in recent years. The main reason for this profit is low profitability and fixed margins.
- Growth Of Assets Under Management: Another point that helps us in taking a detailed lok at the expansion of Indian Railways Finance Corporation is the amount of assets under management.
Fundamental Analysis
| Previous close | ₹142.98 |
| Day Range | ₹141.90 – ₹146.90 |
| Year Range | ₹116.65 – ₹229.00 |
| Market cap | 1.91T INR |
| Avg Volume | 25.12M |
| P/E ratio | 29.47 |
| Dividend yield | 1.02% |
IRFC Share Price Target 2025 to 2030
Here is an estimated list of the target share price of IRFC from the year 2025 to 2030:
| Year | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
| Share Price Target (₹) | ₹280 | ₹450 | ₹535 | ₹620 | ₹730 | ₹822 |
History Of IRFC Share Price Till Now
| Date | Open | High | Low | Close | Adj Close | Volume |
|---|---|---|---|---|---|---|
| Jan 17, 2025 | 142.98 | 146.90 | 141.90 | 146.19 | 146.19 | 30,934,225 |
| Jan 16, 2025 | 140.00 | 145.75 | 139.20 | 142.98 | 142.98 | 45,555,802 |
| Jan 15, 2025 | 140.50 | 140.50 | 134.81 | 137.56 | 137.56 | 34,455,125 |
| Jan 14, 2025 | 130.00 | 136.50 | 129.72 | 135.55 | 135.55 | 30,467,846 |
| Jan 13, 2025 | 134.00 | 135.77 | 127.71 | 128.44 | 128.44 | 30,293,364 |
| Jan 10, 2025 | 139.71 | 140.40 | 135.25 | 135.71 | 135.71 | 21,705,766 |
| Jan 9, 2025 | 144.00 | 144.25 | 140.05 | 140.46 | 140.46 | 12,452,173 |
| Jan 8, 2025 | 146.20 | 146.50 | 142.00 | 143.77 | 143.77 | 16,306,841 |
| Jan 7, 2025 | 146.20 | 147.78 | 144.80 | 146.00 | 146.00 | 13,305,286 |
| Jan 6, 2025 | 153.89 | 153.90 | 144.80 | 145.42 | 145.42 | 21,684,925 |
| Jan 3, 2025 | 153.40 | 156.80 | 152.84 | 153.70 | 153.70 | 20,331,510 |
| Jan 2, 2025 | 150.65 | 152.47 | 150.00 | 152.04 | 152.04 | 14,368,318 |
| Jan 1, 2025 | 149.70 | 152.89 | 148.37 | 150.35 | 150.35 | 19,810,452 |
Factors To Impact IRFC Share Price Target 2025
There are various factors that can affect the share price of IRFC for 2025. Here is a detailed analysis of these factors that you should keep in mind when buying a share of Indian Railways Finance Corporation:
- Expansion of Railway Projects: One of the main factors that can affect the share price of Indian Railways is the expansion of Indian Railways infrastructure. It is said that the expansion of railway infrastructure can directly affect the share price of 2025. As the potentially drives steady revenue growth and increases share value.
- Increasing Demand for Railways: Another factor that can affect the share price of IRFC is the increasing demand for the railways. As time passes the demand for both freight and passenger railways is also increasing.
- Adaptation of More Greener Initiatives: As the time is passing, problems related to global warming and environmental damage are increasing. Railways has also made initiatives to help solve this crisis. The main steps taken by them is the expansion of greener initiatives in the railways. These initiatives includes options like more use of electric in the rsilways.
Factors To Impact IRFC Share Price Target 2026 to 2030
As the share of IRFC is seeing growth day by day. It is expected to reach at Rs 450 to Rs. 822 from 2026 to 2030. Here are some factors that can directly affect its price in these 4 years:
- Government Policies For Railways: The Indian government has dedicated their focus on making the railways one of the main forms of transportation. And they have also made reforms to using more carbon efficient components that can help in the direct growth of the railways as it would become more sustainable for the environment. This initiative can have a direct positive impact on the share price of IRFC.
- Impact of Global Reforms: One thing that could negatively impact the IRFC share price is the geopolitical changes. This includes major points are inflation, recession, etc.
- Changes In Railways Finances: You should also keep in mind that if any adverse changes are made in the government policies related to railways or changes in the budget allocation for the railways can also impact the share price of IRFC from 2026 to 2030.
Shareholding Pattern Of IRFC
- Promoters: 86.36%
- Retail And Others: 11.45%
- Foreign Institutions: 1.11%
- Domestic Institutions: 1.07%
Indian Railway Finance Corp Ltd Income Statement
- Revenue: 65.72B
- Operating expense: 1.60B
- Net income: 64.12B
- Net profit margin: 97.57
Financial Analysts Projection For IRFC Share Target Price 2025
Now that we have provided you with the expected share price for IRFC. Further, Here are the projections made by financial analysts that will help you in getting a detailed overview of how the share might perform in the coming years:
- InvestMitro: They are making an estimation of the share price to vary between ₹260 to ₹310.
- IndiaPost: According to their reports, if the market remains favourable and the share performs as it is doing currently in the market then it might reach to the price range of ₹380.
- India 24 Online: If the railways continue to expand their electrification and sustainability projects then the share might reach an estimated price of ₹250 to ₹300.
(Note: One thing that you should always keep in mind. That the reports provided by this paltform are given by experts in the field. But still you should follow them blindly as the share market is volatile and even by full analysis one cannot give any kind of guarantee.)
Summing Up
IRFC plays a pivotal role in the expansion and development of the Indian Railways. With the constant support from the Government of India. Furthermore, The company is expected to see consistent growth in the coming years. Through various analysis and study, it is said that the IRFC Share Price Target 2025 might reach upto ₹280. But, nothing is guaranteed in the share market. However, The ups and downs of the market is what makes it unexpected. We hope that you found this blog on expected share price of IRFC for the coming years useful.
