As you all know, private banks are dominating today. After the banking sector has faced all these challenges, Punjab National Bank has done a very good job. Due to its strategic reforms and digital transformation, it has won the trust of the people by improving the quality of its assets. And further, its annual growth rate keeps increasing every year. Investors always keep focusing deeply on the financial transactions of Punjab National Bank. They keep observing them and keep making their price projections for the coming years. So in today’s article, we have shared with you all the information related to the PNB share price target 2025 to 2030. How much share price is going to be touched according to expectations, and fundamental analysis has also been shared. So let’s start the article and know all the information related to PNB Share Price!
Overview | Punjab National Bank (PNB)
Punjab National Bank was established in 1894. It is one of the oldest and one of the leading public sector banks in India. Its network is quite diverse, and they have a wide range of financial services available. It has branches across India, and Punjab National Bank is also considered the cornerstone of India’s banking sector.
In all the years that have passed so far, it has gone through many challenges and has touched different high levels of non-performing assets, fraud incidents, and intense competition from private sector banks.
Its current financial health is very good and is very important for investors in the coming future that they should take their informed decisions because we will tell you whether PNB share price will increase or decrease in the future.
PNB’s Current Financial Overview
Talking about PNB’s financial overview, we want to tell you that as of 30 January 2025, the stock of Punjab National Bank is trading around Rs 101.05 and hence has increased by 0.9%. In the financial year 31st March 2024, Punjab National Bank reported a net profit of Rs 5000 crore and it increased by 15% from the net profit of last year.
So the gross NPA of Punjab National Bank has improved by 8.5%, and it was 10% earlier. This tells us that the asset quality management is being done well. The capital adequacy ratio has been at 14%, and due to regulatory requirements, it should remain the same.
If we talk about the quarter that happened on 30 June 2024, then Punjab National Bank’s net profit increased by 159%, and it reached Rs 3252 crore. In the previous quarter, PNB’s net profit was Rs 1255 crore.
In the same period, return on assets has improved, and return on equity has also increased. Net interest income is 10% and has increased.
Punjab National Bank’s Fundamental Analysis
Before investing in Punjab National Bank, it is very important to have its fundamental analysis; you people should have detailed information of all the factors. If you want to invest in it, then you will get to know the information about the PNB share price target 2025 from here only when you study its fundamental analysis well; we have mentioned it below.
- Punjab National Bank has always achieved consistent revenue growth, and it is a big name in retail and corporate lending; the net profit margin has increased from 3.9% to 8.4%.
- Punjab National Bank knows how to do very good asset quality management, and the gross HP has come down from Rs 77,328 crore to Rs 56,343 crore.
- Since it is a public sector bank, the bank also gets government backing, due to which investor confidence remains intact and stability is also maintained in this entire banking sector at all times.
- Punjab National Bank has also done a lot of work for digital transformation; they have improved the customer experience by creating a digital platform, and the operational efficiency has also increased.
- The number of users of the bank has also seen a lot of growth, due to which we can say that Punjab National Bank is moving even faster towards digital progress.
Punjab National Bank regularly gets competition from private banks, and due to government support. It keeps moving ahead every time and also overtakes all these private banks.
Punjab National Bank | Shareholders Pattern
We have mentioned below the Punjab National Bank shareholding pattern as of 31 December 2024:
- The Government of India has the highest shareholding, which is 70.08%.
- Retail and others hold a share of 9.91%.
- Other domestic institutions hold 8.9% of Punjab National Bank.
- Foreign institutions also hold 5.70%.
- Mutual funds hold 5.36%.
PNB Share Price Target 2025 – 2030
- Experts suggest that the price of Punjab National Bank in PNB share price target 2025 will be between 95 and 110.
- PNB share price target 2026 will increase only if the growth of Punjab National Bank remains sustained and digital advancement is done here; then the price target can go from 110 to 130.
- PNB share price target 2027 can also be from 130 to 150 if Punjab National Bank continues its operational efficiency and also expands in the market.
- PNB share price target 2028 can be from 150 to 170 because there are expectations that economic conditions will also increase.
- Pnb Share Price Target 2029 can increase from 170 to 190 due to strategic initiatives and market dynamics.
- If you are investing for the long term, then you will be able to see Punjab National Bank share price trading between 190 and 220 in 2030.
Conclusion
Punjab National Bank has always received good support from the governor. The journey of Punjab National Bank is a mixture of challenge and strategic advancement. Due to strong government support and digital transformation, its share price is going to increase in the future, and it will also keep increasing its asset quality. So according to the financial analysis given above, we can easily say you should avoid it for the short term, and if you want to invest for the long term, then you can definitely invest in it.
Disclaimer
Before investing in PNB, you should invest in it according to your personal research and check the details on its official website. You should not get influenced by the things mentioned in any article or any website, and you have to invest in it at your own risk as per your research.
FAQs About Pnb Share Price Target 2025 to 2030
Ans. PNB is expected to show steady growth and the stock price will be ₹110–₹130.
Ans. ₹140.00
Ans. Punjab National Bank is expected to grow their earnings and revenue by 8.8% and 12.7% per annum, respectively.
Ans. Experts strongly recommend PNB’s share for long-term investment.
Ans. We can expect the share price to be ₹130-₹150.
